Commercial Garage Insurance Louisiana

Auto Garage Insurance Louisiana Quotes – One Call Away!

If you’re searching for auto repair shop insurance in Louisiana call Jeff Davis Insurance at 337-824-4455. 

We offer Louisiana garage insurance for mechanics, auto body repair, and dealerships. As a leading independent insurance agency in Louisiana we can help you find the Louisiana garage insurance you need for your business. 

Commercial Garage Insurance Louisiana – Is This Covered?

One of the most important steps necessary in securing the appropriate coverage is to understand what is covered or not covered by your garage insurance policy.

Let’s review a claim scenario.

Bobby Henderson owns Henderson’s Garage.  Henderson’s Garage was founded by Bobby’s grandfather Andre Henderson and has been in business for more than 60 years offering full service mechanical repair. Mildred Bennis notices a few spots of oil on her driveway as she’s leaving for work on Monday morning and she calls Henderson’s Garage at lunch time to make an appointment to bring her vehicle over for them to inspect this coming Saturday.

Mildred arrives for her appointment and one of the mechanics, Don Milton drives Mildred’s vehicle into the garage and places it on the car lift for the inspection. After a few minutes Don discovers that the oil pan is cracked and will need to be replaced.

It’s always customary for the mechanics at Henderson’s to show the customer what the issue is if possible so he invites Mildred into the garage. As Mildred walks over to her vehicle she slips on an oil spill. Mildred lands right on her back and is helped up by Don and Bobby the owner who was working on the vehicle next to Mildred’s.

Everyone apologizes to Mildred, her back is somewhat sore and Bobby gives Mildred a 50% discount because of her slip and fall.

The next day the pain in Mildred’s back seems to be getting worse so she makes an appointment with her chiropractor and he recommends an x-ray after his initial examination. Apparently the fall severely aggravated a previous back injury and the chiropractor recommends that they file a claim with the Henderson’s body shop insurance policy.

Mildred doesn’t really want to file a claim against Henderson’s because they’ve been so good to her over the years but she reluctantly agrees when the chiropractor tells her that his secretary would handle everything.

Will the Henderson’s garage policy cover Mildred’s slip and fall accident for a pre-existing back injury?

Great question. If not, could the business be held liable? It’s important to learn the answers to questions like this before they become claims would you not agree?

That’s why contacting the specialist at Jeff Davis Insurance can be a smart move.

Auto Garage Insurance Louisiana – Call Us First! 

Contact Jeff Davis Insurance when you are shopping for auto repair shop insurance in Louisiana.

We can be reached directly at 337-824-4455.  We look forward to helping you with your Louisiana garage insurance needs.

We offer Garage insurance throughout the state:

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