Tow Truck Insurance Louisiana
Better Options for Tow Truck Insurance Louisiana – Call Us Today!
Jeff Davis Insurance has tow truck insurance in Louisiana and — if you need others — all lines of commercial trucking insurance. A quick call at 337-824-4455 gets you the Louisiana tow truck insurance you need!
As you might know one size of insurance does not fit all. Different segments of your towing operation will need different types of insurance. Here are just a few:
- Garage Keepers Liability
- On the Hook Coverage
- Commercial Auto
Finding out your specific needs begins with a phone call to Jeff Davis Insurance at 337-824-4455. Our Louisiana tow truck insurance specialist will get you set up and going, quickly and easily.
While it is true the most important coverage needed for your tow truck operation is commercial auto, Louisiana garage keepers insurance coverage can also be important coverage for you to consider, especially if you keep or store customer vehicles.
Louisiana Garage Keepers Insurance – Why You Need It.
One important coverage to not neglect when you’re shopping for tow truck insurance in Louisiana is Garage Keepers Liability.
What does Louisiana garage keepers insurance cover?
Please note how one policy reads:
We will pay all sums the “insured” legally must pay as damages for “loss” to a “customer’s auto” or “customer’s auto” equipment left in the “insured’s” care while the “insured” is attending, servicing, repairing, parking or storing it in your “garage operations” under:
- Comprehensive Coverage
From any cause except:
(1) The “customer’s auto’s” collision with another object; or (2) The “customer’s auto’s” overturn.
- Specified Causes Of Loss Coverage
Caused by:
(1) Fire, lightning or explosion; Theft; or (3) Mischief or vandalism.
- Collision Coverage
Caused by:
(1) The “customer’s auto’s” collision with another object; or (2) The “customer’s auto’s” overturn.
In reference to comprehensive coverage or specified causes of loss coverage you must choose one or the other. Comprehensive extends broader coverage versus a specified causes of loss coverage form.
As is true of all types of insurance, there are terms and conditions, and exclusions of coverage.
In our previous article we discussed how Louisiana On Hook Coverage protects customers vehicles in your care while they are being towed for certain types of losses.
The garage keeper insurance coverage form specifically excludes coverage for On Hook so keep this in mind.
It’s best to have both On Hook coverage and the Garage Keeper’s endorsement if you at any time store or keep customer vehicles in your possession.
In our next article we will discuss a claims example to highlight this very issue.
Need Tow Truck Insurance in Louisiana?
We can help. Call 337-824-4455 to speak with one of our licensed agents when you’re shopping for better options on tow truck insurance in Louisiana.
As a leading independent insurance agency in Louisiana we can help you find the coverage you need at a price you can afford.
Louisiana tow truck insurance also available in the following communities:
- New Orleans Tow Truck Insurance
- Tow Truck Insurance Baton Rouge
- Lake Charles Tow Truck Insurance
- Shreveport Tow Truck Insurance
- Tow Truck Insurance Lafayette Louisiana
- Tow Truck Insurance Metairie Terrace
- Tow Truck insurance Monroe Louisiana
- Tow Truck Insurance Jennings
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Jeff Davis Insurance
1010 N Lake Arthur Ave
Jennings, LA 70546 -
337-824-4455
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