Metairie Terrace Tow Truck Insurance

Metairie Terrace Tow Truck Insurance – Call Now!

Metairie Terrace Tow Truck InsuranceAre you searching for Tow Truck Insurance in Metairie Terrace or the surrounding areas? Then search no more because the specialists at Jeff Davis Insurance are here to help.

Jeff Davis Insurance is a leading independent insurance agency with the expertise and experience to help you find great rates and coverage for Tow Truck Insurance in Louisiana.

Call us today at 337-824-4455 to speak with one of our licensed agents.

Whether your towing operation is part of a repair garage or it’s a dedicated towing service, Jeff Davis Insurance offers insurance solutions for all kinds of towing situations.

Metairie Terrace Tow Truck Insurance – Exclusions of Coverage. 

As you’re shopping for Tow Truck Insurance in Louisiana pay careful attention to the exclusions of coverage on your policy. 

In case your recollection is fuzzy, exclusions of coverage are specific situations pointed out in the language of an insurance policy for which coverage would not be approved by the insurance company. We’ve looked at the topic of exclusions of coverage several times before, so this week we’re going to look at them from a slightly different angle.

In addition to being aware of the exclusions of coverage present in your insurance policy, it is also important to be aware that no two insurance providers’ policies are exactly the same; what’s covered by one policy will not necessarily be covered by the other.

Also, as we’ll learn in the upcoming coverage scenario, in some instances the language of your policy will spell out the specific cases in which coverage is provided, meaning that any cause not on that list is excluded.

As with any exclusions of coverage question, the advice we give at Jeff Davis Insurance to our policyholders is to read your policy very carefully! 

You want to know what is and, more importantly, is not covered on your Louisiana Tow Truck Insurance policy so you won’t be caught off guard by a claim denial in the future.

Metairie Terrace Tow Truck Insurance – Coverage Scenario

“Tightwad” Timmy Tomkins is the owner of Slim Timmy’s Top-Tier Towing. Timmy is known as a tightwad for a reason; he saves money and cuts corners where he can. That can often be a good thing, but Timmy tends to take it too far, even where safety is concerned.

So it should come as no surprise that when choosing an insurance policy for his fleet of tow trucks, Timmy Tomkins chose the cheapest up-front option.

His insurance provider offers Comprehensive coverage, which essentially covers damage by any cause, but they also offer something called Specified Causes of Loss Coverage.

Specified Causes of Loss Coverage protects your vehicles from damage due to specific causes listed in the policy.

Tightwad Timmy doesn’t bother to read his policy, let alone the list of specified causes. He pays what he owes and gets back to work.

We’ll see how that goes for Timmy in next week’s article.

Tow Truck Insurance Metairie Terrace – Call Today!

Still have questions about exclusions of coverage? Call the knowledgeable agents at Jeff Davis Insurance today for answers about Louisiana Tow Truck Insurance.

Call 337-824-4455 Monday through Friday 8:30 AM to 4:30 PM (CST). We can shop the market to find excellent coverage options on Tow Truck Insurance in Metairie Terrace Louisiana for your business.  

We also offer Louisiana Tow Truck Insurance in the following areas:

  • Tow Truck Insurance Lafayette Louisiana
  • Tow Truck Insurance Baton Rouge
  • Kenner Tow Truck Insurance
  • Tow Truck Insurance New Orleans
  • Belle Chasse Tow Truck Insurance
Tags: , , , , , , , , , ,